:root {
  --ink: #16231d;
  --muted: #607068;
  --green: #2f855a;
  --green-bright: #64b878;
  --green-pale: #e9f5ed;
  --silver: #aeb9b3;
  --line: #dce5df;
  --pearl: #f5f9f6;
  --white: #ffffff;
  --shadow: 0 24px 70px rgba(34, 77, 52, .12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font-family: "DM Sans", sans-serif; font-size: 16px; line-height: 1.6; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
.site-header { position: sticky; top: 0; z-index: 20; height: 104px; display: flex; align-items: center; justify-content: space-between; gap: 32px; padding: 0 5vw; border-bottom: 1px solid rgba(255,255,255,.16); background: rgba(8,15,12,.78); box-shadow: 0 10px 32px rgba(8,20,13,.14); backdrop-filter: blur(18px) saturate(120%); }
.brand { display: block; width: 190px; height: 94px; overflow: hidden; background: url("assets/bonsai-logo.png") center 45% / 145% auto no-repeat; }
.brand img { width: 100%; height: 100%; opacity: 0; }
nav { display: flex; gap: 17px; font-weight: 600; color: rgba(255,255,255,.86); font-size: .84rem; }
nav a:hover { color: #9bd8aa; }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 52px; padding: 0 25px; border: 0; border-radius: 999px; background: linear-gradient(135deg, #2b7a50, #58a96c); color: white; font: 700 1rem "DM Sans", sans-serif; box-shadow: 0 12px 28px rgba(47,133,90,.22); cursor: pointer; transition: transform .2s ease, box-shadow .2s ease; }
.button:hover { transform: translateY(-2px); box-shadow: 0 16px 34px rgba(47,133,90,.28); }
.button-small { min-height: 43px; padding: 0 20px; font-size: .9rem; }
.hero { min-height: calc(100vh - 104px); display: grid; grid-template-columns: 1.15fr .85fr; align-items: center; gap: clamp(38px, 7vw, 110px); padding: 72px max(5vw, calc((100vw - 1220px)/2)); background: linear-gradient(90deg, rgba(255,255,255,.92) 0%, rgba(255,255,255,.81) 42%, rgba(246,251,247,.56) 100%), url("assets/hero-family.png") center / cover no-repeat; overflow: hidden; position: relative; }
.hero::after { content: ""; position: absolute; width: 520px; height: 520px; border: 1px solid rgba(75,151,98,.18); border-radius: 50%; right: -280px; bottom: -290px; box-shadow: 0 0 0 52px rgba(72,148,96,.035), 0 0 0 105px rgba(72,148,96,.025); }
.hero-copy { position: relative; z-index: 1; max-width: 700px; }
.eyebrow { margin: 0 0 18px; color: var(--green); font-weight: 700; font-size: .78rem; letter-spacing: .18em; }
h1, h2 { font-family: "Playfair Display", Georgia, serif; font-weight: 600; line-height: 1.05; letter-spacing: -.035em; margin: 0; }
h1 { font-size: clamp(3.5rem, 6vw, 6.6rem); max-width: 780px; }
h2 { font-size: clamp(2.4rem, 4vw, 4.35rem); }
.hero-text { max-width: 640px; margin: 28px 0; color: var(--muted); font-size: 1.18rem; }
.hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 24px; }
.text-link { font-weight: 700; color: var(--green); }
.text-link span { display: inline-block; margin-left: 8px; transition: transform .2s ease; }
.text-link:hover span { transform: translateX(5px); }
.trust-row { display: flex; flex-wrap: wrap; gap: 12px 25px; margin-top: 38px; color: #52645a; font-size: .88rem; font-weight: 600; }
.trust-row span::before { content: "✓"; color: var(--green); margin-right: 7px; }
.lead-card { position: relative; z-index: 2; max-width: 500px; justify-self: end; padding: 38px; border: 1px solid rgba(165,184,174,.55); border-radius: 30px; background: rgba(255,255,255,.92); box-shadow: var(--shadow); }
.leaf-mark { position: absolute; top: -22px; right: 35px; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; background: var(--green); color: white; box-shadow: 0 10px 26px rgba(47,133,90,.28); }
.card-kicker { color: var(--green); font-size: .75rem; font-weight: 700; letter-spacing: .17em; margin: 0 0 8px; }
.lead-card h2 { font-size: clamp(2rem, 3vw, 3rem); }
.lead-card > p { color: var(--muted); margin: 14px 0 22px; }
form { display: grid; gap: 8px; }
label { font-size: .86rem; font-weight: 700; color: #3c4b43; margin-top: 5px; }
input, select { width: 100%; height: 50px; padding: 0 15px; border: 1px solid #d2ddd6; border-radius: 12px; background: #fbfdfb; color: var(--ink); font: inherit; outline: none; }
input:focus, select:focus { border-color: var(--green-bright); box-shadow: 0 0 0 4px rgba(100,184,120,.13); }
.consent { display: flex; gap: 10px; align-items: flex-start; margin: 9px 0 12px; font-weight: 500; color: var(--muted); font-size: .78rem; }
.consent input { width: 17px; height: 17px; margin-top: 3px; accent-color: var(--green); flex: none; }
.consent a { color: var(--green); text-decoration: underline; text-underline-offset: 2px; }
.button-full { width: 100%; }
.privacy { text-align: center; color: #7b8a82; font-size: .75rem; margin: 3px 0 0; }
.success { display: grid; gap: 8px; padding: 28px 0 8px; color: var(--green); }
.success span { color: var(--muted); }
.license-banner { display: grid; grid-template-columns: auto 1fr; align-items: center; gap: 34px; padding: 23px max(5vw, calc((100vw - 1220px)/2)); border-top: 1px solid #dbe6df; border-bottom: 1px solid #dbe6df; background: linear-gradient(100deg, #edf7f0, #f9fbfa 55%, #edf3f0); box-shadow: inset 4px 0 0 var(--green); }
.license-banner-copy { display: flex; align-items: center; gap: 13px; min-width: 245px; }
.license-icon { display: grid; place-items: center; width: 38px; height: 38px; flex: none; border-radius: 50%; background: var(--green); color: #fff; font-weight: 800; box-shadow: 0 8px 20px rgba(47,133,90,.2); }
.license-banner-copy p { margin: 0; font: 600 1.12rem "Playfair Display", Georgia, serif; }
.license-banner-copy div > span { display: block; color: var(--muted); font-size: .78rem; }
.state-list { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 7px; }
.state-list abbr { display: inline-grid; place-items: center; min-width: 34px; height: 28px; padding: 0 7px; border: 1px solid #c8d8ce; border-radius: 8px; background: rgba(255,255,255,.88); color: #405249; font-size: .72rem; font-weight: 800; text-decoration: none; letter-spacing: .04em; cursor: help; }
.section { padding: 110px max(5vw, calc((100vw - 1220px)/2)); }
.section-heading { max-width: 700px; margin-bottom: 48px; }
.section-heading > p:last-child { color: var(--muted); font-size: 1.1rem; }
.method { background: linear-gradient(rgba(255,255,255,.86), rgba(255,255,255,.86)), url("assets/advisor-meeting.png") center / cover no-repeat; }
.method-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; align-items: start; }
.method-card { position: relative; border: 1px solid var(--line); border-radius: 24px; background: #fff; overflow: hidden; transition: border-color .2s ease, box-shadow .2s ease, transform .2s ease; }
.method-card.active { background: linear-gradient(150deg, #eff8f2, #fff); border-color: #8fc3a0; box-shadow: 0 22px 55px rgba(52,114,72,.11); transform: translateY(-8px); }
.method-toggle { position: relative; display: grid; justify-items: start; width: 100%; min-height: 260px; padding: 34px; border: 0; background: transparent; color: inherit; text-align: left; cursor: pointer; }
.step { position: absolute; top: 22px; right: 26px; font: 600 3.4rem "Playfair Display", serif; color: #dfe8e2; }
.icon-line { display: grid; place-items: center; width: 54px; height: 54px; border: 1px solid #b9ccbf; border-radius: 50%; color: var(--green); font-size: 1.55rem; }
.method-name { margin-top: 25px; font: 600 1.75rem "Playfair Display", serif; }
.open-label { align-self: end; display: flex; justify-content: space-between; align-items: center; width: 100%; color: var(--green); font-size: .84rem; font-weight: 700; }
.open-label b { font-size: 1.25rem; transition: transform .2s ease; }
.method-card.active .open-label b { transform: rotate(45deg); }
.method-details { padding: 0 34px 34px; border-top: 1px solid #d9e6dd; }
.method-details p { color: var(--muted); }
.method-details .method-lead { margin-top: 26px; color: var(--ink); font: 600 1.2rem "Playfair Display", serif; }
.method-details ul { list-style: none; padding: 0; margin: 24px 0; display: grid; gap: 0; }
.method-details li { display: grid; gap: 2px; padding: 14px 0; border-bottom: 1px solid #dfe8e2; }
.method-details li strong { color: var(--green); font-size: .78rem; letter-spacing: .08em; text-transform: uppercase; }
.method-details li span { color: #53655b; font-size: .9rem; }
.method-closing { margin: 23px 0 0; color: var(--green) !important; font-weight: 700; text-align: center; letter-spacing: .05em; }
.services { background: linear-gradient(rgba(245,249,246,.84), rgba(245,249,246,.84)), url("assets/hero-family.png") center / cover no-repeat; }
.service-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.service-card { position: relative; min-height: 350px; padding: 34px; border: 1px solid #d6e2da; border-radius: 25px; background: #fff; box-shadow: 0 18px 50px rgba(41,75,52,.06); transition: transform .2s ease, box-shadow .2s ease; }
.service-card:hover { transform: translateY(-5px); box-shadow: 0 24px 58px rgba(41,75,52,.11); }
.service-icon { display: grid; place-items: center; width: 56px; height: 56px; border-radius: 17px; background: linear-gradient(145deg, #e5f3e9, #f8fcf9); color: var(--green); font-size: 1.7rem; font-weight: 600; }
.service-icon svg { width: 30px; height: 30px; fill: none; stroke: currentColor; stroke-width: 1.75; stroke-linecap: round; stroke-linejoin: round; }
.service-number { position: absolute; top: 24px; right: 28px; margin: 0; color: #c8d5ce; font-weight: 700; letter-spacing: .12em; }
.service-card h3 { margin: 30px 0 12px; font: 600 1.8rem "Playfair Display", serif; }
.service-card > p:not(.service-number) { color: var(--muted); }
.service-card a { position: absolute; left: 34px; bottom: 30px; color: var(--green); font-weight: 700; }
.service-card a span { margin-left: 6px; }
.carrier-marquee { margin: 70px calc(-1 * max(5vw, calc((100vw - 1220px)/2))) -110px; padding: 42px 0 36px; overflow: hidden; background: #050706; color: #fff; border-top: 1px solid rgba(212,183,104,.45); }
.carrier-heading { width: min(1220px, 90vw); margin: 0 auto 27px; }
.carrier-heading .eyebrow { margin-bottom: 7px; color: #d9c47c; }
.carrier-heading h3 { margin: 0; font: 600 clamp(1.55rem, 2.4vw, 2.25rem) "Playfair Display", serif; }
.carrier-window { overflow: hidden; mask-image: linear-gradient(90deg, transparent, #000 5%, #000 95%, transparent); }
.carrier-track { display: flex; width: max-content; animation: carrier-scroll 48s linear infinite; }
.carrier-set { display: flex; flex: none; gap: 18px; padding-right: 18px; }
.carrier-logo { display: block; flex: none; width: 174px; height: 84px; border: 1px solid rgba(214,185,96,.68); border-radius: 14px; background-image: url("assets/carrier-logos-board.jpg"); background-repeat: no-repeat; background-color: #fff; box-shadow: 0 8px 24px rgba(0,0,0,.28); }
.logo-national { background-position: -700px -198px; }
.logo-north-american { background-position: -900px -198px; }
.logo-nationwide { background-position: -1300px -198px; }
.logo-mutual-omaha { background-position: -1500px -198px; }
.logo-lincoln { background-position: -500px -292px; }
.logo-gerber { background-position: -900px -292px; }
.logo-massmutual { background-position: -1500px -292px; }
.logo-american-amicable { background-position: -1300px -388px; }
.logo-transamerica { background-position: -500px -486px; }
.logo-aflac { background-position: -300px -581px; }
.logo-athene { background-position: -500px -581px; }
.logo-pacific-life { background-position: -500px -770px; }
@keyframes carrier-scroll { to { transform: translateX(-50%); } }
.learning { background: linear-gradient(rgba(243,248,245,.83), rgba(251,253,252,.88)), url("assets/retirement-future.png") center / cover no-repeat; }
.learning-heading { max-width: 820px; }
.learning-panel { margin-top: 24px; padding: clamp(26px, 4vw, 48px); border: 1px solid #d5e1da; border-radius: 30px; background: rgba(255,255,255,.92); box-shadow: 0 18px 55px rgba(43,83,57,.07); }
.panel-heading { display: flex; align-items: center; gap: 18px; margin-bottom: 28px; }
.panel-number { flex: none; display: grid; place-items: center; width: 52px; height: 52px; border-radius: 50%; background: linear-gradient(145deg, #327f56, #67b87b); color: #fff; font: 700 1.35rem "DM Sans", sans-serif; box-shadow: 0 10px 25px rgba(47,133,90,.2); }
.panel-label { margin: 0 0 2px; color: var(--green); font-size: .72rem; letter-spacing: .16em; font-weight: 700; }
.panel-heading h3 { margin: 0; font: 600 clamp(1.65rem, 3vw, 2.65rem) "Playfair Display", serif; }
.choice-tabs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 22px; }
.choice-tab, .retirement-option { min-height: 58px; padding: 12px 18px; border: 1px solid #cfdbd4; border-radius: 15px; background: #fff; color: #46584d; font: 700 .96rem "DM Sans", sans-serif; cursor: pointer; transition: border-color .2s ease, background .2s ease, color .2s ease, transform .2s ease, box-shadow .2s ease; }
.choice-tab:hover, .retirement-option:hover { transform: translateY(-2px); border-color: #8bb79a; }
.choice-tab.active, .retirement-option.active { border-color: var(--green); background: var(--green-pale); color: #1f6b45; box-shadow: inset 0 0 0 1px rgba(47,133,90,.18), 0 8px 24px rgba(47,133,90,.1); }
.choice-tab.growth-fixed { border-color: #e4a1a1; background: #fff2f2; color: #9b3838; }
.choice-tab.growth-fixed.active { border-color: #c95757; background: #f8dddd; color: #872727; box-shadow: inset 0 0 0 1px rgba(180,55,55,.16), 0 8px 24px rgba(180,55,55,.12); }
.choice-tab.growth-variable { border-color: #e2c17e; background: #fff8e9; color: #8d641d; }
.choice-tab.growth-variable.active { border-color: #c59032; background: #f9ebc8; color: #795313; box-shadow: inset 0 0 0 1px rgba(181,125,30,.16), 0 8px 24px rgba(181,125,30,.12); }
.choice-tab.growth-indexed { border-color: #91c4a1; background: #eef8f1; color: #277047; }
.choice-tab.growth-indexed.active { border-color: #3f9760; background: #dff1e5; color: #1f653e; box-shadow: inset 0 0 0 1px rgba(47,133,90,.16), 0 8px 24px rgba(47,133,90,.12); }
.choice-tab:focus-visible, .retirement-option:focus-visible { outline: 3px solid rgba(47,133,90,.22); outline-offset: 3px; }
.choice-tab.tax-red.active { border-color: #c95b5b; background: #fff1f1; color: #a23c3c; }
.choice-tab.tax-gold.active { border-color: #c58a35; background: #fff7e8; color: #95641d; }
.choice-tab.tax-teal.active { border-color: #3e9288; background: #edf9f7; color: #267267; }
.panel-result { display: grid; grid-template-columns: minmax(250px,.8fr) 1.2fr; gap: clamp(28px, 5vw, 70px); align-items: center; min-height: 235px; padding: 30px; border: 1px solid #e0e8e3; border-radius: 22px; background: linear-gradient(130deg, #fbfdfc, #f2f8f4); }
.growth-result.growth-fixed { border-color: #ebc1c1; background: linear-gradient(130deg, #fffafa, #fff0f0); }
.growth-result.growth-variable { border-color: #ead09a; background: linear-gradient(130deg, #fffdf8, #fff5df); }
.growth-result.growth-indexed { border-color: #acd3b8; background: linear-gradient(130deg, #fbfefc, #eaf7ee); }
.panel-result h4 { margin: 10px 0 8px; font: 600 1.65rem "Playfair Display", serif; }
.panel-result p { margin: 0; color: var(--muted); }
.result-badge { display: inline-flex; padding: 6px 11px; border-radius: 999px; background: #e2f3e7; color: #28744a; font-size: .76rem; font-weight: 700; }
.result-badge.red { background: #fff0f0; color: #a44141; }
.result-badge.gold { background: #fff3dc; color: #93621b; }
.result-badge.teal { background: #e6f6f3; color: #2b756c; }
.detail-pills { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 18px; }
.detail-pills span { padding: 7px 11px; border: 1px solid #d6e1da; border-radius: 999px; background: #fff; color: #52635a; font-size: .78rem; font-weight: 600; }
.mini-chart { height: 160px; display: flex; align-items: end; justify-content: center; gap: 12px; padding: 18px 18px 0; border-left: 1px solid #bdccc3; border-bottom: 1px solid #bdccc3; background-image: linear-gradient(rgba(47,133,90,.07) 1px, transparent 1px); background-size: 100% 40px; }
.mini-chart span { flex: 1; max-width: 34px; height: var(--bar); border-radius: 8px 8px 2px 2px; transition: height .42s ease; }
.mini-chart.fixed span { background: linear-gradient(#df7979, #a43d3d); }
.mini-chart.variable span { background: linear-gradient(#e0b657, #a97520); }
.mini-chart.indexed span { background: linear-gradient(#76c28d, #337f50); }
.tax-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 15px; }
.tax-card { min-height: 245px; padding: 25px; border: 2px solid transparent; border-radius: 22px; text-align: left; font: inherit; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease; }
.tax-card:hover { transform: translateY(-4px); }
.tax-card.taxable { background: #fff0f0; border-color: #e5a2a2; color: #8f2f2f; }
.tax-card.deferred { background: #fff7df; border-color: #e3c06d; color: #805a10; }
.tax-card.advantaged { background: #e9f7ee; border-color: #83c79a; color: #1f6d42; }
.tax-card.active { box-shadow: 0 16px 35px rgba(42,76,53,.15); transform: translateY(-5px); }
.tax-icon { display: grid; place-items: center; width: 47px; height: 47px; margin-bottom: 20px; border-radius: 14px; background: rgba(255,255,255,.72); font-size: 1.35rem; font-weight: 700; }
.tax-card-title { display: block; margin-bottom: 6px; font: 600 1.55rem "Playfair Display", serif; }
.tax-card strong { display: block; margin-bottom: 17px; }
.tax-items { display: block; color: currentColor; opacity: .82; font-size: .86rem; line-height: 1.55; }
.tax-explanation { margin-top: 18px; padding: 20px 23px; border-left: 5px solid; border-radius: 5px 16px 16px 5px; }
.tax-explanation p { margin: 6px 0 0; color: #596a61; }
.tax-explanation.taxable { background: #fff5f5; border-color: #ce5757; }
.tax-explanation.deferred { background: #fffaed; border-color: #d6a22e; }
.tax-explanation.advantaged { background: #f0faf3; border-color: #3b9a5e; }
.panel-intro { margin: -6px 0 22px; color: var(--muted); }
.comparison-wrap { overflow-x: auto; border: 1px solid #d9e3dd; border-radius: 18px; }
.comparison-table { width: 100%; min-width: 940px; border-collapse: collapse; background: #fff; }
.comparison-table th, .comparison-table td { padding: 16px 12px; border-right: 1px solid #e3eae6; border-bottom: 1px solid #e3eae6; text-align: center; transition: background .2s ease; }
.comparison-table th:first-child, .comparison-table td:first-child { text-align: left; }
.comparison-table thead th { background: #edf6f0; color: #285e40; font-size: .86rem; }
.comparison-table thead button { width: 100%; padding: 8px 4px; border: 0; background: transparent; color: inherit; font: 700 .9rem "DM Sans", sans-serif; cursor: pointer; }
.comparison-table thead button small { font-weight: 600; color: #5f7468; }
.comparison-table tbody th { color: #46574e; font-size: .88rem; }
.comparison-table tbody tr:last-child th, .comparison-table tbody tr:last-child td { border-bottom: 0; }
.comparison-table [data-column].highlight { background: #e6f4ea; box-shadow: inset 2px 0 #5aad72, inset -2px 0 #5aad72; }
.comparison-table thead [data-column].highlight { background: #2f855a; color: #fff; }
.comparison-table thead [data-column].highlight small { color: #dcf2e3; }
.quality { display: inline-flex; align-items: center; justify-content: center; min-width: 88px; padding: 6px 10px; border-radius: 999px; font-size: .76rem; font-weight: 700; }
.quality.yes { background: #e2f4e8; color: #267146; }
.quality.varies { background: #fff3dd; color: #93631f; }
.quality.no { background: #f2f4f3; color: #66736c; }
.rating-row td { padding-top: 14px; padding-bottom: 14px; }
.rating-row td strong { display: block; margin-bottom: 4px; color: #3e5146; font-size: .8rem; }
.stars { display: block; color: #c5903e; font-size: 1.15rem; letter-spacing: .04em; white-space: nowrap; }
.plan-summary { margin-top: 18px; padding: 20px 22px; border-left: 4px solid var(--green-bright); border-radius: 4px 14px 14px 4px; background: #f1f8f3; color: #52635a; }
.plan-summary strong { color: var(--ink); }
.education-note { margin: 16px 0 0; color: #78877f; font-size: .76rem; }
.careers { display: grid; grid-template-columns: .86fr 1.14fr; gap: clamp(48px, 8vw, 110px); align-items: center; background: linear-gradient(90deg, rgba(244,249,245,.81), rgba(244,249,245,.9)), url("assets/advisor-meeting.png") center / cover no-repeat; }
.careers-copy > p:not(.eyebrow) { max-width: 570px; color: var(--muted); font-size: 1.08rem; }
.career-points { display: grid; gap: 12px; margin-top: 30px; }
.career-points span { display: flex; align-items: center; gap: 12px; font-weight: 700; color: #3f5448; }
.career-points span::before { content: "✓"; display: grid; place-items: center; width: 26px; height: 26px; border-radius: 50%; background: #dff1e5; color: var(--green); }
.career-form-card { padding: clamp(27px, 4vw, 42px); border: 1px solid #d0ded5; border-radius: 28px; background: #fff; box-shadow: var(--shadow); }
.career-form-card h3 { margin: 0 0 18px; font: 600 clamp(2rem, 3vw, 3rem) "Playfair Display", serif; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-row > div { display: grid; gap: 8px; }
.promise { display: grid; grid-template-columns: 1.05fr .95fr; align-items: end; gap: 80px; background: linear-gradient(100deg, #2f855a, #5aaa70); color: white; }
.promise .eyebrow { color: #d9f1df; }
.promise > p { margin: 0; font-size: 1.12rem; color: #eff8f1; }
.contact { display: grid; grid-template-columns: .8fr 1.2fr; gap: 75px; align-items: start; background: linear-gradient(rgba(255,255,255,.88), rgba(255,255,255,.88)), url("assets/hero-family.png") center / cover no-repeat; }
.contact-links { display: grid; grid-template-columns: repeat(2, 1fr); border-top: 1px solid var(--line); }
.contact-links a { min-width: 0; display: grid; gap: 5px; padding: 22px 10px 22px 0; border-bottom: 1px solid var(--line); }
.contact-links a:nth-child(odd) { border-right: 1px solid var(--line); }
.contact-links a:nth-child(even) { padding-left: 24px; }
.contact-links span { color: var(--green); font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.contact-links strong { overflow-wrap: anywhere; }
.business-address { grid-column: 1 / -1; display: grid; gap: 5px; padding: 22px 0; border-bottom: 1px solid var(--line); }
.business-address span { color: var(--green); font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.business-address strong { color: var(--ink); overflow-wrap: anywhere; }
.site-footer { padding: 58px max(5vw, calc((100vw - 1220px)/2)) 0; border-top: 1px solid rgba(212,183,104,.42); background: #030504; color: rgba(255,255,255,.78); font-size: .9rem; }
.footer-grid { display: grid; grid-template-columns: 1.1fr .85fr 1.2fr; gap: clamp(42px, 7vw, 95px); align-items: start; padding-bottom: 42px; }
.footer-about p { max-width: 370px; margin: 14px 0 0; color: rgba(255,255,255,.72); }
.footer-brand { display: block; width: 175px; height: 86px; flex: none; overflow: hidden; background: url("assets/bonsai-logo.png") center 45% / 145% auto no-repeat; }
.footer-brand img { width: 100%; height: 100%; opacity: 0; }
.footer-center { display: grid; justify-items: center; gap: 24px; text-align: center; }
.footer-social { display: flex; gap: 12px; }
.footer-social a { display: grid; place-items: center; width: 39px; height: 39px; border: 1px solid rgba(255,255,255,.36); border-radius: 50%; color: #fff; font-weight: 800; }
.footer-social a:hover { border-color: #d9c47c; color: #d9c47c; }
.footer-social svg { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.footer-social svg .icon-fill { fill: currentColor; stroke: none; }
.footer-contact { display: grid; gap: 14px; }
.footer-contact a, .footer-contact p { display: grid; grid-template-columns: 22px 1fr; gap: 12px; align-items: start; margin: 0; }
.footer-contact svg { width: 19px; height: 19px; margin-top: 2px; fill: none; stroke: #d9c47c; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.footer-contact strong { color: #fff; font-weight: 600; line-height: 1.45; overflow-wrap: anywhere; }
.legal-links { display: grid; gap: 8px; color: #d9c47c; font-weight: 700; }
.legal-links a:hover { text-decoration: underline; }
.footer-bottom { display: flex; justify-content: space-between; gap: 32px; padding: 20px 0 24px; border-top: 1px solid rgba(255,255,255,.16); color: rgba(255,255,255,.6); font-size: .76rem; }
.footer-bottom p { margin: 0; }
.footer-bottom p:first-child { max-width: 760px; }
.legal-page { min-height: 100vh; background: linear-gradient(135deg, #fff, #f1f7f3); }
.legal-header { position: static; }
.legal-main { max-width: 920px; margin: 0 auto; padding: 70px 24px 100px; }
.legal-main h1 { font-size: clamp(2.7rem, 6vw, 5rem); }
.legal-intro { margin: 20px 0 42px; color: var(--muted); font-size: 1.05rem; }
.legal-content { padding: clamp(26px, 5vw, 54px); border: 1px solid var(--line); border-radius: 28px; background: #fff; box-shadow: var(--shadow); }
.legal-content h2 { margin: 34px 0 10px; font-size: 1.65rem; letter-spacing: -.02em; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content p, .legal-content li { color: #52635a; }
.legal-content a { color: var(--green); text-decoration: underline; }
.legal-content address { font-style: normal; color: #52635a; }
.legal-back { display: inline-flex; margin-top: 28px; color: var(--green); font-weight: 700; }
.faq-list { display: grid; gap: 13px; }
.faq-item { border: 1px solid #d8e3dc; border-radius: 17px; background: #fbfdfb; overflow: hidden; }
.faq-item summary { display: flex; justify-content: space-between; gap: 20px; padding: 20px 22px; color: var(--ink); font-weight: 700; cursor: pointer; list-style: none; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; flex: none; color: var(--green); font-size: 1.25rem; line-height: 1; transition: transform .2s ease; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p { margin: 0; padding: 0 22px 21px; color: #52635a; }
@media (max-width: 980px) {
  nav { display: none; }
  .hero { grid-template-columns: 1fr; padding-top: 60px; }
  .lead-card { justify-self: stretch; max-width: none; }
  .method-grid { grid-template-columns: 1fr; }
  .service-grid { grid-template-columns: 1fr; }
  .service-card { min-height: 300px; }
  .method-card.active { transform: none; }
  .promise, .careers, .contact { grid-template-columns: 1fr; gap: 44px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-about { grid-column: 1 / -1; }
  .tax-grid { grid-template-columns: 1fr; }
  .license-banner { grid-template-columns: 1fr; gap: 16px; }
  .state-list { justify-content: flex-start; }
}
@media (max-width: 620px) {
  .site-header { height: 78px; padding: 0 18px; }
  .brand { width: 112px; height: 68px; background-position: center 45%; background-size: 145% auto; }
  .license-banner { padding: 22px 20px; }
  .license-banner-copy { min-width: 0; }
  .state-list { gap: 6px; }
  .state-list abbr { min-width: 32px; height: 27px; }
  .button-small { min-height: 40px; padding: 0 15px; font-size: .8rem; }
  .hero { min-height: auto; padding: 56px 20px 70px; }
  h1 { font-size: 3.15rem; }
  .hero-text { font-size: 1.05rem; }
  .lead-card { padding: 28px 22px; border-radius: 22px; }
  .section { padding: 78px 20px; }
  .method-card { min-height: auto; padding: 28px; }
  .choice-tabs { grid-template-columns: 1fr; }
  .choice-tab { min-height: 54px; }
  .panel-result { grid-template-columns: 1fr; padding: 22px; }
  .mini-chart { height: 130px; }
  .form-row { grid-template-columns: 1fr; }
  .contact-links { grid-template-columns: 1fr; }
  .contact-links a:nth-child(odd) { border-right: 0; }
  .contact-links a:nth-child(even) { padding-left: 0; }
  .carrier-marquee { margin-bottom: -78px; }
  .carrier-logo { width: 154px; height: 76px; }
  .site-footer { padding: 44px 20px 0; text-align: left; }
  .footer-grid { grid-template-columns: 1fr; gap: 34px; }
  .footer-about { grid-column: auto; }
  .footer-center { justify-items: start; text-align: left; }
  .footer-bottom { flex-direction: column; gap: 9px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } * { transition: none !important; } .carrier-track { animation: none; } }